Open Enrollment is officially here — and with it comes one of the most important decisions you’ll make all year: choosing your health insurance coverage for 2026. But with so many plan options, premium levels, and confusing terms, it’s easy to rush through your enrollment and end up with unexpected bills later. Let’s make sure that doesn’t happen this year. Here are 5 smart moves  to make during Open Enrollment Week: 1️⃣ Know Your Deadlines Open Enrollment runs from November