Legal
Disclaimer
Last updated: June 7, 2026
The information provided on selenawitherspoon.com is for general educational and informational purposes only.
Please read this disclaimer carefully.
Not Affiliated With Any Government Agency
Selena Witherspoon is not connected with, endorsed by, or sponsored by the United States government, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, or the federal Medicare program.
Licensed Insurance AgentSelena Witherspoon is an independent licensed insurance agent. Insurance and annuity products are offered only in states where the agent is properly licensed and appointed with the carrier. Plan availability, benefits, premiums, and features vary by state, carrier, and plan and are subject to change.No Insurance, Legal, Tax, or Investment Advice
Content on this site is not insurance, legal, tax, or investment advice and should not be relied on as such. Quotes shown on third-party platforms are estimates and are not a guarantee of coverage, rate, or eligibility. Final premiums, benefits, and approval are determined by the issuing carrier based on underwriting, eligibility, and applicable state regulations.
Annuities
Annuities are long-term insurance products designed for retirement income. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance carrier. Annuities may include surrender charges, withdrawal limits, and tax consequences. Withdrawals prior to age 59½ may be subject to a 10% IRS penalty. Riders may carry additional cost.
Review the contract and disclosure documents carefully before purchasing.Social Security / RSSA®
The Registered Social Security Analyst® (RSSA®) designation reflects specialized training in Social Security claiming strategies.
Analysis and recommendations provided are educational and based on information you supply; final benefit amounts are determined solely by the Social Security Administration.
Third-Party Links and Logos
Carrier names and logos shown on this website (including Blue Cross Blue Shield of South Carolina, Ambetter, Ameritas, NCD, Aetna, Humana, Molina Healthcare, Pennie, and others) are the property of their respective owners and are used solely to identify carrier appointments and quoting tools. Use of a logo does not imply endorsement of this website by the carrier.No Guarantee of Results
Every client's situation is unique.
Past results, savings examples, or testimonials are not a guarantee of future outcomes for any individual.
Selena Witherspoon · Independent Licensed Insurance Agent · RSSA® · 888-735-3620 · selena@selenawitherspoon.com