Are You Using All the Free Benefits in Your Health Insurance Plan?

When it comes to health insurance, most people think about it only when they're sick, injured, or paying bills. But did you know that many health insurance plans include preventive services at no additional cost?

From annual wellness exams to mental health check-ins, your plan may offer valuable resources that help you stay healthy before something goes wrong.

The best part? They’re completely covered—no copay, no deductible.

Let’s take a closer look at what’s included and how you can take advantage of it.

✅ What Are Preventive Services?

Preventive services are routine health care procedures meant to prevent or detect illnesses early. These services are typically covered 100% when you use providers in your network.

Common preventive benefits include:

• Annual physicals and wellness exams

• Vaccinations (like flu shots or COVID-19 boosters)

• Cancer screenings (mammograms, colonoscopies, etc.)

• Blood pressure, cholesterol, and diabetes screenings

• Mental health evaluations and therapy check-ins

• Prenatal and well-baby visits

💡 According to Healthcare.gov, preventive services must be covered by most health plans without charging a copay or coinsurance—even if you haven’t met your yearly deductible.

😮 Why Most People Don’t Use These Free Services

Surprisingly, millions of people skip these essential visits every year—not because they don’t care, but because they simply didn’t know they were covered.

Some think it’ll cost them. Others don’t realize that preventive care is a smart financial decision—early detection saves both lives and money.

That’s why awareness matters. As your licensed health insurance guide, I’m here to make sure you’re getting every benefit you deserve.

📞 What Should You Do Next?

1. Review your plan. Not sure what’s included? I can help walk you through it.

2. Schedule your wellness visit. It’s one of the best (and free) steps you can take for your health.

3. Share this info. A friend or family member might be missing out too.

   
   

Let’s Make Sure You’re Covered

If you have questions about your plan, benefits, or eligibility, let’s chat. I’ll make it simple.

📞 Call me at 888-735-3620🌐 Or book a free consultation online.

You deserve to get the most out of your health coverage—and I’m here to help.